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The Johns Islander

Curated by Mike Olson · eXp Realty

Online · Johns Island, SC · Seabrook · Kiawah

Sunrise over wet sand at low tide on Seabrook Island

The fee ledger

What it really costs to buy on Seabrook, Kiawah and Johns Island

61 lines. Each names the document it came from, quotes it where it can, and says when we last checked it — and how sure we are.

Last verified

Photo: See1,Do1,Teach1, CC BY 2.0, via Wikimedia Commons (resized)

The biggest cost most buyers meet is on Seabrook Island: Seabrook Island Club membership is required for owners who bought on or after January 1, 2005, with a one-time Capital Fee of up to $75,000 at closing. On Kiawah Island it’s KICA’s 0.5%Contribution to Reserves. On Johns Island it’s which side of the City line the parcel sits on.

A $1,000,000 home, three ways

A second home (6% assessment). Buyer’s side at closing, and the first year of owning, from the ledger lines below. Not included: attorney, title, lender, inspection and insurance costs, utility usage, HOA or regime dues where they vary.

Seabrook Island

Seabrook Island · home · Neighborhood membership

At closing, buyer’s side
$30,300
First year of owning
$24,793
  • SIPOA transfer assessment (0.5%)$5,000
  • SIPOA transfer fee$250
  • Seabrook Island Club Capital Fee — Neighborhood$25,000
  • Water/sewer account (SIUC)$35
  • Recording the deed$15
  • Property tax (6% second home, 246.1 mills)$14,766
  • SIPOA annual assessment$3,133
  • Club dues — Neighborhood (12 months)$5,532
  • Club service fee (12 months)$240
  • Water base fee (12 months, before usage)$295
  • Sewer (12 months)$677
  • County solid-waste fee$150
Run your own numbers

Kiawah Island

Kiawah Island · home

At closing, buyer’s side
$5,140
First year of owning
$18,827
  • KICA Contribution to Reserves (0.5%, minimum $3,158)$5,000
  • KICA sale administration fee$100
  • Water/sewer account (KIU)$25
  • Recording the deed$15
  • Property tax (6% second home, 246.1 mills)$14,766
  • KICA annual assessment$3,158
  • Water base charge (12 months, before usage)$409
  • Sewer base charge (12 months, before usage)$343
  • County solid-waste fee$150
Run your own numbers

Johns Island

Johns Island · outside the City

At closing, buyer’s side
$15
First year of owning
$14,916
  • Recording the deed$15
  • Property tax (6% second home, 246.1 mills)$14,766
  • County solid-waste fee$150
Run your own numbers

Seabrook Island →

Every Seabrook Island line

Kiawah Island →

Every Kiawah Island line

Johns Island →

Every Johns Island line
Confirmed
Read in the issuer's own document or page.
Secondary
Seen only in agent pages, listings or MLS remarks — not yet in the issuer's own words.
Conflicting
Sources disagree, or the issuer's wording leaves a gap. The note says what.
Not published
The issuer publishes no number. Ask for it in writing before you close.
Sand path through dune grass to the beach at dusk

Photo by Kelsey Schisler on Unsplash

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Talk it through with Mike, or ask Val — the guide’s AI assistant, answering from this site’s sourced facts.